{"payment_methods": [{"id": 15, "name": "Razorpay", "code": "razorpay", "type": "Online", "description": "Secure Razorpay Gateway (UPI, Cards, Netbanking)"}, {"id": 22, "name": "Cash on Delivery", "code": "cod", "type": "COD", "description": "Pay with cash on delivery"}]}